Side-by-side

United Overseas Bank (UOB) vs Bizcap Singapore

Name: businessloans.sg
Address: SG
Price range: $

Comparing across tiers (bank vs alt-lender) — different underwriting, tenor, and price profile.

	United Overseas Bank (UOB)	Bizcap Singapore
Tier	Bank	Alternative lender
Type	Universal bank	Alternative lender / fintech
Regulator	MAS — full bank licence under the Banking Act	MAS — refer to bizcapfunding.sg for current licensing
Products	UOB BizMoney UOB Business Loan UOB Biz Property Loan	Bizcap Business Loan
Eligibility	See uob.com.sg/business for current eligibility.	Singapore-registered business; established trading history; see lender product page for current minimums.
Strengths	Digital-first via UOB Infinity Full EFS participation Strong regional reach	Fast turnaround vs banks Considers businesses banks decline Single point of contact
Considerations	Bank-tier underwriting	Rates generally higher than bank term loans Verify total cost vs bank EFS-backed alternative
Source	Source: United Overseas Bank (UOB) ↗	Source: Bizcap Singapore ↗

United Overseas Bank (UOB) full profile →

Singapore universal bank with digital-first SME lending via UOB Infinity.

Bizcap Singapore full profile →

Fast small-ticket business loans for Singapore SMEs, asset-backed and unsecured.

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About this data

This page renders cross-lender comparison points extracted from each lender's published product pages. We extract structured facts to make comparison faster, but the lender's own product page and Letter of Offer are the authoritative source — if a lender has updated their product since our extraction, our derived facts may be out of date. Always verify on the lender's page before applying.

View source audit trail (2 sources)

United Overseas Bank (UOB)

Verified 5 Jun 2026 ↗ Confidence: verified
Bizcap Singapore

Verified 5 Jun 2026 ↗ Confidence: verified

Page data as of 5 Jun 2026.

Important: businessloans.sg is an independent comparator, not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the Financial Advisers Act. For personalised financial advice, speak to a MAS-licensed FA. For business financing applications, the lender's Letter of Offer is the binding document.