About businessloans.sg

What we do

• Editorial comparison content covering 15 lenders: banks (DBS, OCBC, UOB, Maybank, CIMB, Standard Chartered, RHB, HLF, GXS) + alt-lenders (Bizcap, Funding Societies, Aspire, Validus, Lendingpot, Aspial Financial).
• Side-by-side comparison pages — 25 head-to-head pairs covering bank-vs-bank, bank-vs-alt-lender and alt-vs-alt-lender decisions.
• Calculator widgets producing illustrative repayment scenarios. The numbers shown are illustrative, not offers or pre-approvals.
• Enquiry routing — when you submit a lead form, we match you to up to three lenders most likely to fit your stated profile.
• Machine-readable comparator data at /api/provider/{slug}/facts.json + markdown.md and /api/loan-type/{slug}/facts.json + markdown.md — open under CC BY 4.0 attribution.
• Public bibliography of the regulator + lender sources behind every fact-bearing claim, via inline SourceChip citations with verified-as-of dates.

What we are NOT

• We are NOT a licensed moneylender under the Moneylenders Act 2010 Source: Moneylenders Act 2010 ↗ Moneylenders Act 2010 Verified 5 Jun 2026 Opens in a new tab .
• We are NOT a MAS-licensed financial adviser under the Financial Advisers Act.
• We are NOT a MAS-regulated entity.
• We do NOT extend credit, make lending decisions, or guarantee approval.
• We do NOT collect NRIC numbers or NRIC images on our lead forms (the lender handles NRIC directly during its own credit assessment).
• We do NOT sell your personal data. We only route enquiry data to lenders you ask to be matched to.

How we make money

businessloans.sg generates revenue through paid lead-routing arrangements with specific lenders. Where we have a paid arrangement, we disclose it on the relevant page. Where we do not, the listing is informational comparator coverage of publicly-available product information only.

Editorial framing on each lender's review page is independent of paid status — we cover the same scope (products, eligibility, EFS participation, application path) for every lender in our set, regardless of whether they pay for routed enquiries.

Editorial method

• SourceChip on every fact. Every numeric, percent, or product claim on the site carries an inline source citation with verified-as-of date pointing to EnterpriseSG, MAS, IRAS, ACRA, PDPC, or the lender's own product page.
• Pre-build fab-claim audit. A static-analysis script gates every build — fab interest rates, fab dollar amounts, fab product names, prohibited marketing language and fake aggregate-rating schema all block the build. Editorial cleanup is an ongoing standing concern.
• Versioned, audit-trailed data layer. Verified product facts are ingested from each lender's primary website via a Sonnet + Zod-validated extraction pipeline, written to Supabase with full audit trail (effective_from, ingested_at, source_url, source_sha256, extraction_confidence). The on-site product cards are snapshotted from that audit trail, not from hand-typed marketing copy.
• Standing disclaimer. The lender's own product page is the binding source for current rates, fees, tenor and eligibility. We surface a verified comparator view and a verified-as-of date — verify the underlying source before acting on any number you read here.

Who runs it

businessloans.sg is operated by Mamba Ventures, a Pangaea Capital portfolio operator focused on YMYL comparator sites in Singapore, New Zealand and Switzerland. The same operator runs adjacent SG sites in the financial-data + insurance verticals (healthinsurance.com.sg, cyberinsurance.com.sg, willwriting.sg, estateplanner.sg).

For commercial enquiries: hello@businessloans.sg. For editorial corrections: hello@businessloans.sg. For PDPA / privacy: privacy@businessloans.sg.

Regulatory framing

We operate within the standing SG comparator framework: PDPA 2012 for personal-data handling (administered by the PDPC Source: PDPC ↗ PDPC Verified 5 Jun 2026 Opens in a new tab ), CPFTA 2003 for fair-trading representations Source: CPFTA 2003 ↗ CPFTA 2003 Verified 5 Jun 2026 Opens in a new tab , and standing MAS guidance on the comparator/lead-routing tier of the SG SME financing market. Our content + advertising is reviewed against ASAS guidelines for misleading representations.