Side-by-side

OCBC Bank vs Funding Societies Singapore

Name: businessloans.sg
Address: SG
Price range: $

Comparing across tiers (bank vs alt-lender) — different underwriting, tenor, and price profile.

	OCBC Bank	Funding Societies Singapore
Tier	Bank	Alternative lender
Type	Universal bank	P2P / digital lender
Regulator	MAS — full bank licence under the Banking Act	Capital Markets Services (CMS) licence under the Securities and Futures Act — MAS-regulated for the P2P investing surface
Products	OCBC Business First Loan OCBC Business Term Loan OCBC SME Working Capital Loan Business Revolving Short Term Loan	Business Term Loan Invoice Financing Working Capital Loan Microloan
Eligibility	See OCBC business banking pages for current eligibility.	Singapore-registered business, typically minimum 1-year operating history. See lender product page for revenue thresholds and documentation.
Strengths	Strong relationship-banking model EFS participation Industry vertical expertise	Multi-product range Online application Multiple loan sizes (micro through to S$4M ticket range published by lender)
Considerations	Bank-tier KYC + documentation	Verify current rates + fees on lender product page Loans funded by accredited investors via CMS licence — read T&Cs
Source	Source: OCBC Bank ↗	Source: Funding Societies Singapore ↗

OCBC Bank full profile →

Singapore universal bank with strong SME franchise across working capital, term and EFS-backed financing.

Funding Societies Singapore full profile →

Southeast Asia digital SME-financing platform; multiple loan types including business term, working capital, invoice financing.

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About this data

This page renders cross-lender comparison points extracted from each lender's published product pages. We extract structured facts to make comparison faster, but the lender's own product page and Letter of Offer are the authoritative source — if a lender has updated their product since our extraction, our derived facts may be out of date. Always verify on the lender's page before applying.

View source audit trail (2 sources)

OCBC Bank

Verified 5 Jun 2026 ↗ Confidence: verified
Funding Societies Singapore

Verified 5 Jun 2026 ↗ Confidence: verified

Page data as of 5 Jun 2026.

Important: businessloans.sg is an independent comparator, not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the Financial Advisers Act. For personalised financial advice, speak to a MAS-licensed FA. For business financing applications, the lender's Letter of Offer is the binding document.