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OCBC Bank vs CIMB Bank Singapore

Both are Banks — comparison focuses on product range and eligibility differences.

OCBC Bank CIMB Bank Singapore
Tier Bank Bank
Type Universal bank Universal bank
Regulator MAS — full bank licence under the Banking Act MAS — qualifying full bank
Products
  • OCBC Business First Loan
  • OCBC Business Term Loan
  • OCBC SME Working Capital Loan
  • Business Revolving Short Term Loan
  • CIMB Business Term Loan
  • CIMB SME Working Capital Loan
Eligibility See OCBC business banking pages for current eligibility. See cimb.com.sg/en/business for current eligibility.
Strengths
  • Strong relationship-banking model
  • EFS participation
  • Industry vertical expertise
  • Regional reach
  • Competitive on selected segments
Considerations
  • Bank-tier KYC + documentation
  • Bank-tier underwriting
Source Source: OCBC Bank ↗ Source: CIMB Bank Singapore ↗

OCBC Bank full profile →

Singapore universal bank with strong SME franchise across working capital, term and EFS-backed financing.

CIMB Bank Singapore full profile →

Regional bank with Singapore SME lending including EFS-backed schemes.

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