Side-by-side

Maybank Singapore vs Funding Societies Singapore

Comparing across tiers (bank vs alt-lender) — different underwriting, tenor, and price profile.

Maybank Singapore Funding Societies Singapore
Tier Bank Alternative lender
Type Universal bank P2P / digital lender
Regulator MAS — full bank licence under the Banking Act Capital Markets Services (CMS) licence under the Securities and Futures Act — MAS-regulated for the P2P investing surface
Products
  • Maybank Business Term Loan
  • Maybank SME Working Capital Loan
  • Business Term Loan
  • Invoice Financing
  • Working Capital Loan
  • Microloan
Eligibility See maybank2u.com.sg/en/sme for current eligibility. Singapore-registered business, typically minimum 1-year operating history. See lender product page for revenue thresholds and documentation.
Strengths
  • Regional ASEAN footprint
  • EFS participation
  • Multi-product range
  • Online application
  • Multiple loan sizes (micro through to S$4M ticket range published by lender)
Considerations
  • Bank-tier underwriting
  • Verify current rates + fees on lender product page
  • Loans funded by accredited investors via CMS licence — read T&Cs
Source Source: Maybank Singapore ↗ Source: Funding Societies Singapore ↗

Maybank Singapore full profile →

ASEAN-anchor bank with full Singapore SME lending stack.

Funding Societies Singapore full profile →

Southeast Asia digital SME-financing platform; multiple loan types including business term, working capital, invoice financing.

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