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GXS Bank vs Funding Societies Singapore

GXS Bank Funding Societies Singapore
Tier Digital bank Alternative lender
Type Digital bank P2P / digital lender
Regulator MAS — digital full bank licence (granted 2022) Capital Markets Services (CMS) licence under the Securities and Futures Act — MAS-regulated for the P2P investing surface
Products
  • GXS FlexiLoan
  • Business Term Loan
  • Invoice Financing
  • Working Capital Loan
  • Microloan
Eligibility See gxs.com.sg for current eligibility. Singapore-registered business, typically minimum 1-year operating history. See lender product page for revenue thresholds and documentation.
Strengths
  • Mobile-native UX
  • Digital onboarding
  • Multi-product range
  • Online application
  • Multiple loan sizes (micro through to S$4M ticket range published by lender)
Considerations
  • SME lending stack still maturing; product range narrower than incumbent banks
  • Verify current rates + fees on lender product page
  • Loans funded by accredited investors via CMS licence — read T&Cs
Source Source: GXS Bank ↗ Source: Funding Societies Singapore ↗

GXS Bank full profile →

Singapore digital bank (Grab/Singtel consortium) with SME lending products.

Funding Societies Singapore full profile →

Southeast Asia digital SME-financing platform; multiple loan types including business term, working capital, invoice financing.

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