# United Overseas Bank (UOB)

> Singapore universal bank with digital-first SME lending via UOB Infinity.

**Type:** Universal bank
**Tier:** bank
**Legal entity:** United Overseas Bank Limited
**Headquarters:** Singapore (HQ)
**Regulator:** MAS — full bank licence under the Banking Act
**Authoritative source:** [https://www.uob.com.sg/business/index.page](https://www.uob.com.sg/business/index.page) · verified 2026-06-05

## Products

- **UOB BizMoney** — Unsecured SME working capital
- **UOB Business Loan** — Multi-purpose term financing
- **UOB Biz Property Loan** — Commercial property financing

## Eligibility

See uob.com.sg/business for current eligibility.

## Strengths to know

- Digital-first via UOB Infinity
- Full EFS participation
- Strong regional reach

## Considerations / caveats

- Bank-tier underwriting

## Disclaimer

businessloans.sg is an independent lead-generation comparator. We are not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the FAA. All current rates, fees, tenor, and eligibility are set by United Overseas Bank (UOB) — verify on the [lender's product page](https://www.uob.com.sg/business/index.page) before applying.

## License

CC BY 4.0 with attribution to businessloans.sg + the lender source URL.

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*Machine-readable counterpart: `/api/provider/uob/facts.json`*
*Generated: 2026-06-05*