# Standard Chartered Singapore

> International bank with Singapore SME term and working-capital lending, strong trade-finance product.

**Type:** Universal bank
**Tier:** bank
**Legal entity:** Standard Chartered Bank (Singapore) Limited
**Headquarters:** London (group); Singapore subsidiary
**Regulator:** MAS — full bank licence
**Authoritative source:** [https://www.sc.com/sg/business](https://www.sc.com/sg/business) · verified 2026-06-05

## Products

- **Business Installment Loan** — Term financing
- **SME Working Capital Loan** — EFS-eligible working capital

## Eligibility

See sc.com/sg/business for current eligibility.

## Strengths to know

- International reach + trade finance
- EFS participation

## Considerations / caveats

- Bank-tier underwriting

## Verified product data (Supabase audit trail)

Ingested from https://www.sc.com/sg/business via scripts/ingest/extract-loan-facts.mjs (Sonnet 4.6 tool_use + Zod validation). Snapshot generated 2026-06-05T10:34:41.220Z.

- **Business Instalment Loan (Unsecured)**
  - Purpose: General business funding / working capital
  - Type: unsecured
  - EFS eligible: false
  - Security: unsecured

- **Business Working Capital (Credit Facilities)**
  - Purpose: Working capital credit facilities with flexible collateral choice
  - Type: working_capital
  - EFS eligible: false

- **Enterprise Financing Scheme – SME Working Capital Loan**
  - Purpose: Government-backed unsecured working capital financing for local companies
  - Type: efs_scheme
  - EFS eligible: true
  - Security: unsecured

- **Enterprise Financing Scheme – Trade**
  - Purpose: Trade financing facilities for local companies under government-backed EFS scheme
  - Type: efs_scheme
  - EFS eligible: true

## Disclaimer

businessloans.sg is an independent lead-generation comparator. We are not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the FAA. All current rates, fees, tenor, and eligibility are set by Standard Chartered Singapore — verify on the [lender's product page](https://www.sc.com/sg/business) before applying.

## License

CC BY 4.0 with attribution to businessloans.sg + the lender source URL.

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*Machine-readable counterpart: `/api/provider/standard-chartered/facts.json`*
*Generated: 2026-06-05*