{
  "slug": "ocbc",
  "name": "OCBC Bank",
  "legal_name": "Oversea-Chinese Banking Corporation Limited",
  "tier": "bank",
  "type": "Universal bank",
  "url": "https://www.ocbc.com/business-banking",
  "headquarters": "Singapore (HQ)",
  "country": "SG",
  "regulator": "MAS — full bank licence under the Banking Act",
  "one_line": "Singapore universal bank with strong SME franchise across working capital, term and EFS-backed financing.",
  "products": [
    {
      "name": "OCBC Business First Loan",
      "purpose": "EFS SME Working Capital Loan route"
    },
    {
      "name": "OCBC Business Term Loan",
      "purpose": "Term financing"
    },
    {
      "name": "OCBC SME Working Capital Loan",
      "purpose": "EFS-eligible working capital"
    },
    {
      "name": "Business Revolving Short Term Loan",
      "purpose": "Revolving short-term facility"
    }
  ],
  "eligibility": "See OCBC business banking pages for current eligibility.",
  "strengths": [
    "Strong relationship-banking model",
    "EFS participation",
    "Industry vertical expertise"
  ],
  "considerations": [
    "Bank-tier KYC + documentation"
  ],
  "paying_partner_candidate": false,
  "live_data": null,
  "source": {
    "url": "https://www.ocbc.com/business-banking",
    "verifiedAt": "2026-06-05"
  },
  "license": "CC BY 4.0 with attribution to businessloans.sg + the lender source URL",
  "disclaimer": "businessloans.sg is an independent lead-generation comparator. Not a licensed moneylender, not a MAS-licensed financial adviser. All product details set by the lender — see the source URL for current rates, fees, and eligibility."
}