# Hong Leong Finance (HLF)

> Established Singapore finance company with strong SME lending focus.

**Type:** Finance company
**Tier:** finance_company
**Legal entity:** Hong Leong Finance Limited
**Headquarters:** Singapore
**Regulator:** MAS — licensed finance company under the Finance Companies Act
**Authoritative source:** [https://www.hlf.com.sg](https://www.hlf.com.sg) · verified 2026-06-05

## Products

- **HLF Business Loan** — SME term financing
- **HLF SME Micro Loan** — EFS Micro Loan scheme participation

## Eligibility

See hlf.com.sg for current eligibility.

## Strengths to know

- Long-established Singapore finance company
- EFS Micro Loan participation

## Considerations / caveats

- Finance-company licensing scope differs from full-bank — read T&Cs

## Disclaimer

businessloans.sg is an independent lead-generation comparator. We are not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the FAA. All current rates, fees, tenor, and eligibility are set by Hong Leong Finance (HLF) — verify on the [lender's product page](https://www.hlf.com.sg) before applying.

## License

CC BY 4.0 with attribution to businessloans.sg + the lender source URL.

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*Machine-readable counterpart: `/api/provider/hlf/facts.json`*
*Generated: 2026-06-05*