# GXS Bank

> Singapore digital bank (Grab/Singtel consortium) with SME lending products.

**Type:** Digital bank
**Tier:** digital_bank
**Legal entity:** GXS Bank Pte. Ltd.
**Headquarters:** Singapore
**Regulator:** MAS — digital full bank licence (granted 2022)
**Authoritative source:** [https://www.gxs.com.sg](https://www.gxs.com.sg) · verified 2026-06-05

## Products

- **GXS FlexiLoan** — Personal credit; check gxs.com.sg for SME variants

## Eligibility

See gxs.com.sg for current eligibility.

## Strengths to know

- Mobile-native UX
- Digital onboarding

## Considerations / caveats

- SME lending stack still maturing; product range narrower than incumbent banks

## Verified product data (Supabase audit trail)

Ingested from https://www.gxs.com.sg via scripts/ingest/extract-loan-facts.mjs (Sonnet 4.6 tool_use + Zod validation). Snapshot generated 2026-06-05T10:34:41.220Z.

- **GXS FlexiLoan – Instalment Loan**
  - Purpose: Personal cash boost / general purposes
  - Type: unsecured
  - EFS eligible: false
  - Security: unsecured

- **GXS FlexiLoan – Balance Transfer**
  - Purpose: Balance transfer from other credit facilities
  - Type: other
  - EFS eligible: false
  - Security: unsecured

## Disclaimer

businessloans.sg is an independent lead-generation comparator. We are not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the FAA. All current rates, fees, tenor, and eligibility are set by GXS Bank — verify on the [lender's product page](https://www.gxs.com.sg) before applying.

## License

CC BY 4.0 with attribution to businessloans.sg + the lender source URL.

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*Machine-readable counterpart: `/api/provider/gxs/facts.json`*
*Generated: 2026-06-05*