{
  "slug": "gxs",
  "name": "GXS Bank",
  "legal_name": "GXS Bank Pte. Ltd.",
  "tier": "digital_bank",
  "type": "Digital bank",
  "url": "https://www.gxs.com.sg",
  "headquarters": "Singapore",
  "country": "SG",
  "regulator": "MAS — digital full bank licence (granted 2022)",
  "one_line": "Singapore digital bank (Grab/Singtel consortium) with SME lending products.",
  "products": [
    {
      "name": "GXS FlexiLoan",
      "purpose": "Personal credit; check gxs.com.sg for SME variants"
    }
  ],
  "eligibility": "See gxs.com.sg for current eligibility.",
  "strengths": [
    "Mobile-native UX",
    "Digital onboarding"
  ],
  "considerations": [
    "SME lending stack still maturing; product range narrower than incumbent banks"
  ],
  "paying_partner_candidate": false,
  "live_data": {
    "ingested_from": "StocksSG Supabase (kkvjwvfrvafarntusydj.supabase.co)",
    "snapshot_generated_at": "2026-06-05T10:34:41.220Z",
    "product_count": 2,
    "products": [
      {
        "slug": "gxs-flexiloan-instalment-loan",
        "name": "GXS FlexiLoan – Instalment Loan",
        "loan_type": "unsecured",
        "status": "active",
        "efs_eligible": false,
        "purpose": "Personal cash boost / general purposes",
        "security_required": "unsecured",
        "eligibility": {
          "min_loan_amount_sgd": 10000,
          "max_loan_amount_sgd": null,
          "min_tenor_months": 12,
          "max_tenor_months": null,
          "min_annual_revenue_sgd": null,
          "min_operating_history_months": null,
          "extraction_confidence": "low",
          "source_url": "https://www.gxs.com.sg/",
          "ingested_at": "2026-06-05T09:59:55.30753+00:00"
        },
        "rates": {
          "rate_low": 1.08,
          "rate_high": null,
          "rate_basis": "p.a.",
          "fees_summary": "No additional fees stated; promotional cashback up to S$500 and 1.8% interest rebate available",
          "source_url": "https://www.gxs.com.sg/",
          "observed_at": "2026-06-05"
        }
      },
      {
        "slug": "gxs-flexiloan-balance-transfer",
        "name": "GXS FlexiLoan – Balance Transfer",
        "loan_type": "other",
        "status": "active",
        "efs_eligible": false,
        "purpose": "Balance transfer from other credit facilities",
        "security_required": "unsecured",
        "eligibility": {
          "min_loan_amount_sgd": null,
          "max_loan_amount_sgd": null,
          "min_tenor_months": null,
          "max_tenor_months": null,
          "min_annual_revenue_sgd": null,
          "min_operating_history_months": null,
          "extraction_confidence": "low",
          "source_url": "https://www.gxs.com.sg/",
          "ingested_at": "2026-06-05T09:59:57.406895+00:00"
        },
        "rates": {
          "rate_low": 0,
          "rate_high": 0,
          "rate_basis": "p.a.",
          "fees_summary": null,
          "source_url": "https://www.gxs.com.sg/",
          "observed_at": "2026-06-05"
        }
      }
    ]
  },
  "source": {
    "url": "https://www.gxs.com.sg",
    "verifiedAt": "2026-06-05"
  },
  "license": "CC BY 4.0 with attribution to businessloans.sg + the lender source URL",
  "disclaimer": "businessloans.sg is an independent lead-generation comparator. Not a licensed moneylender, not a MAS-licensed financial adviser. All product details set by the lender — see the source URL for current rates, fees, and eligibility."
}