# Funding Societies Singapore

> Southeast Asia digital SME-financing platform; multiple loan types including business term, working capital, invoice financing.

**Type:** P2P / digital lender
**Tier:** alt_lender
**Legal entity:** Funding Societies Pte. Ltd.
**Headquarters:** Singapore (HQ); operates across SEA
**Regulator:** Capital Markets Services (CMS) licence under the Securities and Futures Act — MAS-regulated for the P2P investing surface
**Authoritative source:** [https://fundingsocieties.com](https://fundingsocieties.com) · verified 2026-06-05

## Products

- **Business Term Loan** — Multi-purpose SME financing
- **Invoice Financing** — Cash-flow against outstanding invoices
- **Working Capital Loan** — Short-term operating needs
- **Microloan** — Smaller-ticket SME financing

## Eligibility

Singapore-registered business, typically minimum 1-year operating history. See lender product page for revenue thresholds and documentation.

## Strengths to know

- Multi-product range
- Online application
- Multiple loan sizes (micro through to S$4M ticket range published by lender)

## Considerations / caveats

- Verify current rates + fees on lender product page
- Loans funded by accredited investors via CMS licence — read T&Cs

## Verified product data (Supabase audit trail)

Ingested from https://fundingsocieties.com via scripts/ingest/extract-loan-facts.mjs (Sonnet 4.6 tool_use + Zod validation). Snapshot generated 2026-06-05T10:34:41.220Z.

- **Start-Up Financing**
  - Purpose: Short-term funding to help kickstart projects for young companies less than 2 years old
  - Type: startup
  - EFS eligible: false
  - Security: unsecured

- **Micro Loans**
  - Purpose: Urgent and everyday business needs; disbursed in 24 hours
  - Type: micro_loan
  - EFS eligible: false
  - Security: unsecured

- **Business Term Financing/-i**
  - Purpose: Major purchases or working capital; unsecured term loans for business growth
  - Type: term
  - EFS eligible: false
  - Security: unsecured

## Disclaimer

businessloans.sg is an independent lead-generation comparator. We are not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the FAA. All current rates, fees, tenor, and eligibility are set by Funding Societies Singapore — verify on the [lender's product page](https://fundingsocieties.com) before applying.

## License

CC BY 4.0 with attribution to businessloans.sg + the lender source URL.

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*Machine-readable counterpart: `/api/provider/funding-societies/facts.json`*
*Generated: 2026-06-05*