{
  "slug": "dbs",
  "name": "DBS Bank",
  "legal_name": "DBS Bank Ltd.",
  "tier": "bank",
  "type": "Universal bank",
  "url": "https://www.dbs.com.sg/sme/default.page",
  "headquarters": "Singapore (HQ)",
  "country": "SG",
  "regulator": "MAS — full bank licence under the Banking Act",
  "one_line": "Singapore-headquartered universal bank with full SME lending stack including EFS-backed schemes.",
  "products": [
    {
      "name": "DBS SME Working Capital Loan",
      "purpose": "Working capital (EFS-eligible)"
    },
    {
      "name": "DBS Business Loan",
      "purpose": "Multi-purpose SME term financing"
    },
    {
      "name": "DBS Digital Business Loan",
      "purpose": "Online-first quicker application"
    },
    {
      "name": "DBS Property Loan",
      "purpose": "Commercial property financing"
    }
  ],
  "eligibility": "See DBS SME pages for current minimum revenue, operating history, and documentation requirements.",
  "strengths": [
    "Singapore-anchor bank; deep SME franchise",
    "Full EFS scheme participation",
    "Digital IB & onboarding"
  ],
  "considerations": [
    "Bank-tier underwriting standards; new / pre-revenue companies may need EFS young-enterprise route or alt-lender"
  ],
  "paying_partner_candidate": false,
  "live_data": {
    "ingested_from": "StocksSG Supabase (kkvjwvfrvafarntusydj.supabase.co)",
    "snapshot_generated_at": "2026-06-05T10:34:41.220Z",
    "product_count": 1,
    "products": [
      {
        "slug": "dbs-working-capital-loan",
        "name": "DBS Working Capital Loan",
        "loan_type": "working_capital",
        "status": "active",
        "efs_eligible": false,
        "purpose": "Working capital / cash flow support",
        "security_required": null,
        "eligibility": {
          "min_loan_amount_sgd": null,
          "max_loan_amount_sgd": 500000,
          "min_tenor_months": null,
          "max_tenor_months": 60,
          "min_annual_revenue_sgd": null,
          "min_operating_history_months": null,
          "extraction_confidence": "inferred",
          "source_url": "https://www.dbs.com.sg/sme/default.page",
          "ingested_at": "2026-06-05T09:58:27.809269+00:00"
        },
        "rates": {
          "rate_low": 7,
          "rate_high": null,
          "rate_basis": "p.a.",
          "fees_summary": null,
          "source_url": "https://www.dbs.com.sg/sme/default.page",
          "observed_at": "2026-06-05"
        }
      }
    ]
  },
  "source": {
    "url": "https://www.dbs.com.sg/sme/default.page",
    "verifiedAt": "2026-06-05"
  },
  "license": "CC BY 4.0 with attribution to businessloans.sg + the lender source URL",
  "disclaimer": "businessloans.sg is an independent lead-generation comparator. Not a licensed moneylender, not a MAS-licensed financial adviser. All product details set by the lender — see the source URL for current rates, fees, and eligibility."
}