# Bizcap Singapore

> Fast small-ticket business loans for Singapore SMEs, asset-backed and unsecured.

**Type:** Alternative lender / fintech
**Tier:** alt_lender
**Legal entity:** Bizcap Funding Pte. Ltd.
**Headquarters:** Singapore
**Regulator:** MAS — refer to bizcapfunding.sg for current licensing
**Authoritative source:** [https://www.bizcapfunding.sg](https://www.bizcapfunding.sg) · verified 2026-06-05

## Products

- **Bizcap Business Loan** — Working capital, expansion, equipment (security: Asset-backed or unsecured options); See lender product page

## Eligibility

Singapore-registered business; established trading history; see lender product page for current minimums.

## Strengths to know

- Fast turnaround vs banks
- Considers businesses banks decline
- Single point of contact

## Considerations / caveats

- Rates generally higher than bank term loans
- Verify total cost vs bank EFS-backed alternative

## Verified product data (Supabase audit trail)

Ingested from https://www.bizcapfunding.sg via scripts/ingest/extract-loan-facts.mjs (Sonnet 4.6 tool_use + Zod validation). Snapshot generated 2026-06-05T10:34:41.220Z.

- **Fast Business Loans**
  - Purpose: Any business purpose including cash flow, expansions, stock, equipment, marketing, hiring, expenses
  - Type: working_capital
  - EFS eligible: false
  - Security: unsecured

- **Small Business Loans**
  - Purpose: Business growth and expansion
  - Type: term
  - EFS eligible: false
  - Security: unsecured

- **Secured Business Loans**
  - Purpose: Larger loan amounts with flexible repayment terms
  - Type: term
  - EFS eligible: false
  - Security: asset-backed

- **Bridging Finance**
  - Purpose: Plug cash flow gaps at heavily reduced rates
  - Type: temporary_bridging
  - EFS eligible: false

## Disclaimer

businessloans.sg is an independent lead-generation comparator. We are not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the FAA. All current rates, fees, tenor, and eligibility are set by Bizcap Singapore — verify on the [lender's product page](https://www.bizcapfunding.sg) before applying.

## License

CC BY 4.0 with attribution to businessloans.sg + the lender source URL.

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*Machine-readable counterpart: `/api/provider/bizcap/facts.json`*
*Generated: 2026-06-05*