# Aspial Financial

> Singapore finance company offering SME working capital and asset-backed business financing.

**Type:** Finance company
**Tier:** alt_lender
**Legal entity:** Aspial Financial Pte. Ltd. (subsidiary of Aspial Lifestyle)
**Headquarters:** Singapore
**Regulator:** Finance Companies Act regulated where applicable; see aspial.com.sg for current licensing.
**Authoritative source:** [https://www.aspial.com.sg](https://www.aspial.com.sg) · verified 2026-06-05

## Products

- **SME Working Capital Loan** — Short-term operating capital
- **Asset-backed Business Loan** — Loans secured against business assets

## Eligibility

Singapore-registered business. See aspial.com.sg for current minimums and documentation.

## Strengths to know

- Established Singapore finance company group
- Asset-backed flexibility

## Considerations / caveats

- Rates depend on security profile; compare against bank EFS alternative

## Disclaimer

businessloans.sg is an independent lead-generation comparator. We are not a licensed moneylender under the Moneylenders Act 2010 and not a MAS-licensed financial adviser under the FAA. All current rates, fees, tenor, and eligibility are set by Aspial Financial — verify on the [lender's product page](https://www.aspial.com.sg) before applying.

## License

CC BY 4.0 with attribution to businessloans.sg + the lender source URL.

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*Machine-readable counterpart: `/api/provider/aspial-financial/facts.json`*
*Generated: 2026-06-05*