{
  "slug": "aspial-financial",
  "name": "Aspial Financial",
  "legal_name": "Aspial Financial Pte. Ltd. (subsidiary of Aspial Lifestyle)",
  "tier": "alt_lender",
  "type": "Finance company",
  "url": "https://www.aspial.com.sg",
  "headquarters": "Singapore",
  "country": "SG",
  "regulator": "Finance Companies Act regulated where applicable; see aspial.com.sg for current licensing.",
  "one_line": "Singapore finance company offering SME working capital and asset-backed business financing.",
  "products": [
    {
      "name": "SME Working Capital Loan",
      "purpose": "Short-term operating capital"
    },
    {
      "name": "Asset-backed Business Loan",
      "purpose": "Loans secured against business assets"
    }
  ],
  "eligibility": "Singapore-registered business. See aspial.com.sg for current minimums and documentation.",
  "strengths": [
    "Established Singapore finance company group",
    "Asset-backed flexibility"
  ],
  "considerations": [
    "Rates depend on security profile; compare against bank EFS alternative"
  ],
  "paying_partner_candidate": true,
  "live_data": null,
  "source": {
    "url": "https://www.aspial.com.sg",
    "verifiedAt": "2026-06-05"
  },
  "license": "CC BY 4.0 with attribution to businessloans.sg + the lender source URL",
  "disclaimer": "businessloans.sg is an independent lead-generation comparator. Not a licensed moneylender, not a MAS-licensed financial adviser. All product details set by the lender — see the source URL for current rates, fees, and eligibility."
}